1.0Head of Finance Operations | Liquidity and debt management| Kelly Kingslyhttps://kellykingsly.comkelly-kingsly@vdmnhttps://kellykingsly.com/author/kelly-kingslyvdmn/rich600338<blockquote class="wp-embedded-content" data-secret="Z8cPmhKIYN"><a href="https://kellykingsly.com/product/the-night-ocean/">Financial Crime Investigation -by Pr. Kelly M. Kingsly 2018</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://kellykingsly.com/product/the-night-ocean/embed/#?secret=Z8cPmhKIYN" width="600" height="338" title="“Financial Crime Investigation -by Pr. Kelly M. Kingsly 2018” — Head of Finance Operations | Liquidity and debt management| Kelly Kingsly" data-secret="Z8cPmhKIYN" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script> /*! This file is auto-generated */ !function(d,l){"use strict";l.querySelector&&d.addEventListener&&"undefined"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!/[^a-zA-Z0-9]/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),o=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),c=new RegExp("^https?:$","i"),i=0;i<o.length;i++)o[i].style.display="none";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute("style"),"height"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):"link"===t.message&&(r=new URL(s.getAttribute("src")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener("message",d.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",function(){for(var e,t,s=l.querySelectorAll("iframe.wp-embedded-content"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute("data-secret"))||(t=Math.random().toString(36).substring(2,12),e.src+="#?secret="+t,e.setAttribute("data-secret",t)),e.contentWindow.postMessage({message:"ready",secret:t},"*")},!1)))}(window,document); </script> https://kellykingsly.com/wp-content/uploads/2021/10/WhatsApp-Image-2022-07-06-at-5.57.27-PM-1.jpeg7861080The most insidious threat to our way of life, the markets, and economy, is financial crime. As all citizens of the international community having been the victim of financial crime, this expertly crafted and superbly written work by my dear friend and colleague, Financial Crime Investigation, is especially relevant for me. The most recent example being the great recession officially lasting from December 2007 to June 2009 as the beginning with the bursting of an 8 trillion dollar housing bubble and for some never ending. Many will remember the at best unethical subprime lending practices and at worst a premeditated and organized deployment of policies that could only end in disaster. Additionally, the bundling and secularization of Mortgage Backed Securities all carrying a triple-A rating, while in reality being junk, further compounded by predatory lending practices and inflated appraisals. Most significant to the reader should be that no single individual perpetrated a significant crime, yet they all knew what they were doing was wrong. Initiated the bursting of an 8 trillion dollar housing bubble.